Second investment – Collectible stamps

Around the age of 10 I started collecting stamps. As our family business received many letters it was quite easy to get stamps from Germany. Besides that I got some stamps from my mother, who established a little collection herself as child. But after some years I lost the interest in the collecting (maybe also…

First investment – Fidor “Kapitalbrief”

After opening a¬†checking account at Fidor bank I took a better look at the “Kapitalbrief”. As it is a subordinated loan, there is no primary securitization. This means if the bank goes bankrupt, the money for the loan is treated like equity and only paid back, when all other liabilities are paid. The minimum amount…