Twelfth investment – Silver coins

During the last weeks the silver price took a little dive. Therefore silver coins as well showed a little drop in their prices. While checking the prices for my existing Maple Leaf coins I found 1 oz Perth Mint Kangaroo coins for a quite nice price. For EUR 16.93 per coin I bought 5 coins….

Eleventh investment – Crowdlending auxmoney

Since my first investments in auxmoney, I am automatically depositing € 25.00 every month to invest in new credit projects to get a better diversification. The last 2 investments were successfully funded, but not accepted by the borrower. This leads to quite some administrative effort as the projects have to be monitored permanently to see…

Tenth investment – Crowdlending Bondora

After monitoring the first investments in Bondora, the results were quite satisfying. However the management of the repayments and interest received takes quite some time as it is not easy to find suitable investment opportunities in the secondary market. I am also trying to invest more into the primary market as the returns are significantly…

Ninth Investment – Crowdlending Companisto Hundemaxx

After investing in Mineko I saw that it is still possible to invest into the venture loan of Hundemaxx. I invested another € 20.00 with the same terms – 4 years duration, 8% interest – like the other Hundemaxx investments.

Eighth investment – Crowdinvesting Companisto Mineko

In the latest newsletter of Companisto I came across the investment possibility of Mineko. Compared to the subordinated loan of Hundemaxx, Mineko offers a profit-participating subordinated loan. Mineko was founded in 2014 and offers the checking of the additional property expenses invoices for tenants. Since the foundation the company checked 4’500 invoices and is expanding rapidly. The business…

Seventh investment – Crowdlending Comapanisto Hundemaxx

While checking the news of Hundemaxx in the investors area on Companisto I saw, that it is still possible to invest into the venture loan. I invested another € 5.00 with the same terms – 4 years duration, 8% interest – as the first Hundemaxx investment.

Sixth investment – Crowdlending auxmoney

After investing into loans with Companisto and Bondora, the third crowdlending platform I am using is auxmoney. The platform offers peer-to-peer loans, was established in 2007 and is one of the oldest players in the German market. The minimum investment per loan is € 25.00. To be able to invest it is necessary to open…

Fifth investment – Crowdlending Bondora

After the first investment with Companisto I was looking for more crowdlending investment opportunities. While screening the web I found the platform Bondora based in Estonia. The platform offers peer-to-peer loans to persons in Estonia, Finland and Spain with loan terms up to 5 years. The minimum investment into a loan is € 5.00. The…

Fourth investment – Crowdlending Companisto Hundemaxx

While screening lots of crowdfunding platforms for the overview spreadsheet I found an interesting opportunity on Companisto, one of the first platforms in Germany. Compared with other platforms like Seedmatch or Innovestment, Companisto allows to invest as little as € 5.00 per project. For me this is quite attractive as it is possible to only…

Crowdfunding platforms – An overview

As there are a lot of platforms in Europe and around the world, putting them into a post would be very confusing. So I am working on a Google-spreadsheet. The file can be found here (last update June 22nd).

Crowdfinance – Direct small investments

During the last years different forms of crowdfinance have emerged. The term most commonly used is crowdfunding. Crowdfunding basically can be divided into four categories: donation-based, reward-based, lending-based, equity-based. Donation-based crowdfunding is a crowdfunding model where funders donate to cause that they want to support, with no expected compensation. It is mainly used for social…

Third investment – Silver coins

Gold and silver have been some of the oldest investments in the world. During crisis times precious metals are investors first choice. During the last years, silver has dropped heavily in value. From around USD 46 per 1 oz in 2011, the price today stays at USD 15.36 per 1 oz (circa EUR 13.48). The…